BENEFITS

1. Educational Loan

• Long Term Educational Loan

• Short Term Educational Loan

2. Consumption Loan

• Long Term Consumption Loan

• Short Term Consumption Loan

3. Agricultural Loan

• Long Term Agricultural Loan

• Short Term Agricultural Loan

4. Calamity Loan

5. Secured Loan

6. Every outstanding membership certificate, after (3) three full years of being continuously in force, shall have an equity value equivalent to 50 % of all membership fees and contributions a member has actually paid subject to the implementing Rules and Regulations of the Association.

7. During the entire membership with the Association, a member in good standing is entitled to:

• Accumulate equity by way of fixed regular monthly contributions thru payroll deductions;

• Obtain loan payable in equal monthly amortizations thru payroll deductions.

8. Upon death of a member, his beneficiaries shall be entitled to P35,000.00 benefit and equity value of his membership certificate.

9. The Association grants scholarships to a member's dependent any four (4) year course that is approved by the Scholarship Committee and the Board of Trustees.